Here in the insurance world, February is “Insure Your Love” month, which is a campaign to help others remember that life insurance is love insurance. After all, the main reason people buy life insurance is because they love someone and want to make sure they’re protected in case the unexpected occurs. This of course, prompts an important question: Do you need life insurance? The answer is straightforward – if you have someone who depends on you financially, then you probably need life insurance.